Appraisal services for Baton Rouge and East Baton Rouge County homeowners

Check out the top 7 reasons LA homeowners order from Loupe & Associates, LLC:

  1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
  2. To challenge a LA property tax assessment
  3. To cut a monthly mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. If real estate property needs to be divided because of a divorce
  7. Determine the true market value of real estate in question to settle an estate

Do you own a home in or near Baton Rouge? Do you need help deciding the price of your real estate?
Contact Loupe & Associates, LLC.

We at Loupe & Associates, LLC understand the individual needs of a consumer in need of appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, lawyers, and accountants. Being a regular person not in the real estate industry that ordinarily doesn't see an appraisal every day,we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Loupe & Associates, LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract buyers. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value conclusion than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A popular money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experienced in helping consumers just like you abolish unwanted and unneeded PMI insurance.

Challenge property tax assessments

If you live in an area that is going down or is not appreciating as much as other properties close to yours, your local tax assessor may have your house overvalued. That only means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting an expert appraisal from Loupe & Associates, LLC is your strongest weapon.

HELOC recently frozen?

Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle. A professional appraisal from Loupe & Associates, LLC can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just accepted a copy of your appraisal and you'd like to have a professional double-check it for preciseness or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Loupe & Associates, LLC can We can assist you. While usually requested by banks, you may want to use this service if you suspect mortgage fraud related to your property.